Category Archives: Small Business

Binational Healthcare Benefit Plans for Employers in San Diego & Imperial County

MediExcel Health Plan is a California licensed, ACA compliant HMO, specializing in binational healthcare with care delivery in Mexico. Plans cover Emergency and Urgent Care services worldwide, including; Tijuana, Tecate, Mexicali, San Diego and Chula Vista. NEW Urgent Care Partnership with HEAL– members can have a licensed doctor come to their home or workplace in […]

California Dental Network – an Affordable Variety of Plans and Benefits

California Dental Network offers stable, competitively priced dental plans to individuals and families across state of California and starting as low as $7.95 per month. Medicare has never covered most routine dental care, so one out of three adults covered by Medicare aren’t receiving the regular dental care they need. Roughly 20 million older Americans […]

Can Employers Ask for a Doctor’s Note?

Generally, an employer can ask employees for a doctor’s note when they take time off because of an illness. But it’s important to consider the laws governing doctors’ notes before making them a requirement. The Health Insurance Portability and Accountability Act Privacy Rule Under HIPAA’s Privacy Rule, an employer can ask employees for a doctor’s […]

Does Medicare make sense for seniors with employer health coverage?

Does Medicare make sense for seniors with employer health coverage? Large Group health insurance premiums are calculated on risk factors: Size and the health of the group Current utilized prescription benefits Average age of the group Employer’s claims history Type of Occupation Cost management strategies like those listed below are common approaches, but it’s also […]

Employers: Tell Congress that 40 Hours is Full Time

Employers: Tell Congress that 40 Hours is Full Time In May 2019, Senators Todd Young (R-IN) and Joe Manchin (D-WV) introduced S. 1510 and Representatives Jackie Walorski (R-IN) and Dan Lipinski (D-IL) introduced H.R. 2782, theEmployee Flexibility Act. These bipartisan bills will provide much needed relief for both employers that must comply with tracking employee hours and employees […]

CalSavers — Retirement Savings Program

California’s new retirement savings program opens for registration on July 1, 2019 California will launch a pilot retirement savings program that will begin the process of offering an estimated 7 million workers in California the opportunity to con- tribute to an Individual Retirement Account (IRA) and get on track for the future. The Act requires certain […]

Take advantage of easier enrollment requirements for your small business

Limited-time promotion for small groups Give your employees the option of high-quality Kaiser Permanente coverage with this new, limited time promotion. Here’s what you need to know. What’s the promotion? New small groups with effective dates 5/1/2019-1/1/2020, will only need 50% health plan participation instead of 70%. *This means only 50% of a small group’s […]