Category Archives: Medicare

On November 6, 2019 the Internal Revenue Service announced that the inflation-adjusted contribution limit for medical flexible spending accounts, including limited purpose (FSAs), will go up by $50 to $2750 for plans starting on or after January 1, 2020. The contribution limit for dependent care FSAs (DCA) will remain the same for 2020, with an […]

Medicare coverage for your health care needs is a magnificent program, yet medication costs can still be staggering for seniors who need prescription drugs that either aren’t covered by their Medicare Part D plan or are still prohibitively expensive despite their coverage. In this blog, I am going to share ideas on the various ways […]

2020 Medicare Parts A & B Premiums and Deductibles On November 8, 2019, the Centers for Medicare & Medicaid Services (CMS) released the 2020 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Medicare Part B Premiums/Deductibles Medicare Part B covers physician services, outpatient hospital services, certain home health services, […]

Partial List of Plan Benefits Provided to Veterans: Part B Monthly Premium Rebates (up to $90) Worldwide Emergency Care Rewards for Healthy Living Fitness Membership Routine Vision PPO Dental Many veterans don’t even realize that they can take advantage of both Veterans benefits and Medicare to optimize their healthcare safety net. While you can use […]

What are the rules if you initially enroll in a Medicare Advantage Plan and then want to switch to a Medigap plan? Guarantee issue rights – sometimes called “Medigap protections” are rights you have in certain situations when insurance companies are required by law to sell or offer you a Medigap policy even if you […]

Medicare Advantage Program launches NEW 2020 plans with drastically improved benefits in Southern California. Enjoy a free ride, a warm meal, respite care, transportation, pest control, reduced co-pays and historically low out of pocket costs with new choices. In 2019, Medicare Advantage plans stepped up their coverage to include the delivery of meals, rides to […]

Active employer coverage means you are still actively working, not retired. When an employer has fewer than 20 employees, Medicare is considered the primary insurance once you turn 65. Your employer coverage will be secondary, meaning it will only pay claims after Medicare has paid. If you don’t sign up for Medicare, your healthcare may […]

We’ll show you how with a Medicare Plan. Like the people they cover, Medicare plans can change each year. Whether this is your first time enrolling or you already have a plan and are thinking about renewing it, be sure to explore your options!  1. Fall Open Enrollment occurs each year from October 15 through […]