2020 Medicare Advantage Program launches NEW drastically improved plan benefits in Southern California

Medicare Advantage Program launches NEW 2020 plans with drastically improved benefits in Southern California. Enjoy a free ride, a warm meal, respite care, transportation, pest control, reduced co-pays and historically low out of pocket costs with new choices. In 2019, Medicare Advantage plans stepped up their coverage to include the delivery of meals, rides to […]

Can Employers Provide Medicare Premium Reimbursement for Active Employees?

Active employer coverage means you are still actively working, not retired. When an employer has fewer than 20 employees, Medicare is considered the primary insurance once you turn 65. Your employer coverage will be secondary, meaning it will only pay claims after Medicare has paid. If you don’t sign up for Medicare, your healthcare may […]

Can Employers Ask for a Doctor’s Note?

Generally, an employer can ask employees for a doctor’s note when they take time off because of an illness. But it’s important to consider the laws governing doctors’ notes before making them a requirement. The Health Insurance Portability and Accountability Act Privacy Rule Under HIPAA’s Privacy Rule, an employer can ask employees for a doctor’s […]

CMS Announces 2020 Medicare Part D Rate and Defined Benefit Coverage Parameters

Here are a few highlights of the defined standard Medicare Part D plan changes from 2019 to 2020. The CMS “Part D Benefit Parameters for Defined Standard Benefit” is the minimum allowable Medicare Part D plan coverage. However, CMS does allow Medicare Part D plans to offer a variation on the defined standard benefits (for […]

Does Medicare make sense for seniors with employer health coverage?

Does Medicare make sense for seniors with employer health coverage? Large Group health insurance premiums are calculated on risk factors: Size and the health of the group Current utilized prescription benefits Average age of the group Employer’s claims history Type of Occupation Cost management strategies like those listed below are common approaches, but it’s also […]

2019 changes to Blue Shield of CA health and wellness programs

2019 changes to Blue Shield of CA health and wellness programs All Blue Shield of California members can now take advantage of Fitness Your Way, available through Tivity HealthTM. This new program provides flexibility for members to work out at any network fitness location, encouraging them to adopt a healthy lifestyle and remain committed to […]

Employers: Tell Congress that 40 Hours is Full Time

Employers: Tell Congress that 40 Hours is Full Time In May 2019, Senators Todd Young (R-IN) and Joe Manchin (D-WV) introduced S. 1510 and Representatives Jackie Walorski (R-IN) and Dan Lipinski (D-IL) introduced H.R. 2782, theEmployee Flexibility Act. These bipartisan bills will provide much needed relief for both employers that must comply with tracking employee hours and employees […]

CalSavers — Retirement Savings Program

California’s new retirement savings program opens for registration on July 1, 2019 California will launch a pilot retirement savings program that will begin the process of offering an estimated 7 million workers in California the opportunity to con- tribute to an Individual Retirement Account (IRA) and get on track for the future. The Act requires certain […]