Employee Benefits

California Employee Benefits: What Do Employees Care About the Most?

Here’s a question for you to consider: Are your benefits working as hard as your [...]

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Insurance

6 Hallmarks of a Trustworthy Insurance Broker

Insurance is your safety net – but only if it’s set up right. The problem? [...]

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Insurance Medicare

Are Health Insurance Costs Going Up for California Employers? Here’s What You Need to Know

Rising health insurance costs are putting California employers in a tough spot. The bills keep [...]

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Insurance

Insurance Agent vs Broker: What’s the Difference?

When it comes to selecting insurance, who you work with matters. Simply put, whether you [...]

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Medicare

How to Avoid Medicare Scams and Fraud Increase During Open Enrollment

If there’s one time of year when scammers are ready to pounce, it’s during Medicare [...]

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Medicare

Why You Should Stay on Top of Changes to Your Medicare Coverage

Medicare coverage changes every year. Premiums go up, provider networks shift, and certain benefits disappear. [...]

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Medicare

How to Make the Medicare Open Enrollment Period Less Confusing

You have the opportunity to enroll in Medicare every year. However, nearly 7 out of [...]

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Medicare

What to Know About Medicare Advantage Plans 2025

Original Medicare leaves some frustrating gaps – especially regarding prescription drugs. For years, the “donut [...]

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Medicare

Health Plan Compliance Issues California Businesses Need to Consider

Here’s a reality you might be familiar with: nearly 98% of small businesses offering health [...]

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Insurance

Navigating Insurance During Changes Later in Life: What You Need to Know

Insurance shouldn’t be a scary word – but many people find it overwhelming, especially as [...]

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Insurance

8 Benefits of Working With a Local Insurance Broker

Here’s a situation to consider: If you were looking for advice on something related to [...]

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Medicare

Medicare 2025 – A new midyear enrollee notification to Medicare Advantage policyholders

A new midyear enrollee notification to Medicare Advantage policyholders reminding them about their plan’s unused [...]

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Medicare

Medicare Prescription Payment Plan 2025

Final Calendar Year 2025 Part D Redesign Program For the first time in Medicare’s history, [...]

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Medicare

Big Medicare Changes Coming for Postal Service Retirees in 2025. The Medicare Program Will Now Take on Postal Service Retirees.

The Postal Service Reform Act of 2022 (PSRA) Why is the government doing this? As [...]

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Medicare Small Business

Medicare Part D: Maintaining creditable coverage may prove difficult for some Employer Sponsored Plans in 2025 requiring beneficiaries to enroll in a stand-alone part D plan.

The Inflation Reduction Act of 2022 (IRA) provided for gradual improvements to Medicare Part D [...]

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Medicare

Covered California Health Care and the Benefits of Medicare: Ensuring Affordable and Comprehensive Healthcare

Access to affordable and comprehensive healthcare is a vital concern for individuals and families. In [...]

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Medicare

Finding the Best Medicare Center Near You: A Comprehensive Guide

Retirement is a significant milestone in life, signaling the transition into a new phase of [...]

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Medicare

The Power of Speaking with a Licensed Agent When Deciding Your Medicare Plan

Navigating the world of healthcare and insurance can be overwhelming, especially when it comes to [...]

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Medicare

The Benefits of Medicare: Ensuring Accessible Healthcare for All

Access to quality healthcare is a fundamental right for every individual, regardless of age or [...]

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Medicare

Big Changes Coming to Medicare Part D Plans in 2023 and Beyond!!!

Big Changes Coming to Medicare Part D Plans in 2023 and Beyond!!! On August 16, [...]

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Medicare

Part D 2023 Cost Sharing Updates

Medicare Part D Premium Will Decrease in 2023 The Centers for Medicare and Medicaid Services [...]

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Medicare

Protecting Seniors from Improper Medicare Marketing What You Need to Know

Medicare Communications and Marketing Guidelines (MCMG)  Regulations: 42 C.F.R. §422, §423, and §417    Areas [...]

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Medicare

Medicare Part D Premium Will Increase in 2022

The Centers for Medicare and Medicaid Services (CMS) recently announced that the projected 2022 Medicare Part D monthly [...]

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Community

Covered California Releases Record Low Rate Change and New State Subsidies for the Individual Market in 2020

Covered California announced that the average rate change for the 2020 individual market will be [...]

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Medicare

Retirees eager to travel should check their Medicare coverage before hitting the road

With COVID Travel Restrictions easing up around the world in the coming weeks, the eager [...]

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Medicare

Medicare Benefits You Can Use From Home. Stay Safe!

SILVERSNEAKERS ZERO-COST STEPS KIT                Don’t miss your workouts, [...]

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Community

Keeping you Informed, a COVID-19 update

On behalf of everyone at Terri Yurek Insurance Services, our hearts go out to all [...]

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Medicare

Proposed Changes to Medicare Advantage Plans in 2021

As President Elect of the San Diego Association of Health Underwriters (SDAHU), I feel a [...]

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Community

Helix Dental Special Offer

Dr. David Flamenco’s passion for dentistry began at the young age of 13 years old [...]

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Medicare

Why Medicare.gov Could Never Replace the Licensed Medicare Agent

In October 2019, Medicare redesigned their online Plan Finder tool claiming it was easier than [...]

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Community

Your Top Excuses for Not Using your Fitness Membership Make Yourself Stronger Than Your Excuses!

January 1, 2020: “This year is going to be my year” you said to yourself. [...]

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Medicare

2020 Higher Limits for Health FSAs; HSAs; 401Ks; COLA

On November 6, 2019 the Internal Revenue Service announced that the inflation-adjusted contribution limit for [...]

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Medicare

Battling the Rising Costs of the Medicare Part D Drug Program and 4-Strategies to Save Money

Medicare coverage for your health care needs is a magnificent program, yet medication costs can [...]

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Medicare

2020 Medicare Parts A & B Premiums and Deductibles

2020 Medicare Parts A & B Premiums and Deductibles On November 8, 2019, the Centers [...]

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Medicare

Learn More about Medicare Advantage Plans Specifically Designed for the Needs of Military Veterans

Partial List of Plan Benefits Provided to Veterans: Part B Monthly Premium Rebates (up to [...]

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Community

California Legislation to Require Individual Residents to Carry Health Insurance January 1, 2020

As a part of its 2019 budget legislation, the California legislature has passed an individual [...]

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Small Business

Binational Healthcare Benefit Plans for Employers in San Diego & Imperial County

MediExcel Health Plan is a California licensed, ACA compliant HMO, specializing in binational healthcare with [...]

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Medicare

When it comes to Medicare plans, you have Choices

Reaching age 65 is an important turning point, and there is a lot of confusion [...]

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Community

UC San Diego Health World-Class Care in Rancho Bernardo

Contact UC San Diego Health – Rancho Bernardo to find a provider or schedule an [...]

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Medicare

Medicare Advantage Trial Period – Enroll in a Medigap Plan with Guarantee Issue Rights

What are the rules if you initially enroll in a Medicare Advantage Plan and then [...]

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Medicare Small Business

California Dental Network – an Affordable Variety of Plans and Benefits

California Dental Network offers stable, competitively priced dental plans to individuals and families across state [...]

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Medicare

2020 Medicare Advantage Program launches NEW drastically improved plan benefits in Southern California

Medicare Advantage Program launches NEW 2020 plans with drastically improved benefits in Southern California. Enjoy [...]

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Medicare

Can Employers Provide Medicare Premium Reimbursement for Active Employees?

Active employer coverage means you are still actively working, not retired. When an employer has [...]

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Small Business

Can Employers Ask for a Doctor’s Note?

Generally, an employer can ask employees for a doctor’s note when they take time off [...]

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Medicare

Get more from your Medicare plan

We’ll show you how with a Medicare Plan. Like the people they cover, Medicare plans [...]

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Medicare

CMS Announces 2020 Medicare Part D Rate and Defined Benefit Coverage Parameters

Here are a few highlights of the defined standard Medicare Part D plan changes from [...]

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Medicare Small Business

Does Medicare make sense for seniors with employer health coverage?

Does Medicare make sense for seniors with employer health coverage? Large Group health insurance premiums [...]

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Carrier Updates

2019 changes to Blue Shield of CA health and wellness programs

2019 changes to Blue Shield of CA health and wellness programs All Blue Shield of [...]

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Small Business

Employers: Tell Congress that 40 Hours is Full Time

Employers: Tell Congress that 40 Hours is Full Time In May 2019, Senators Todd Young [...]

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Small Business

CalSavers — Retirement Savings Program

California’s new retirement savings program opens for registration on July 1, 2019 California will launch a [...]

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