On November 6, 2019 the Internal Revenue Service announced that the inflation-adjusted contribution limit for medical flexible spending accounts, including limited purpose (FSAs), will go up by $50 to $2750 for plans starting on or after January 1, 2020. The contribution limit for dependent care FSAs (DCA) will remain the same for 2020, with an […]
Medicare
Battling the Rising Costs of the Medicare Part D Drug Program and 4-Strategies to Save Money
17
Nov
Nov
Medicare coverage for your health care needs is a magnificent program, yet medication costs can still be staggering for seniors who need prescription drugs that either aren’t covered by their Medicare Part D plan or are still prohibitively expensive despite their coverage. In this blog, I am going to share ideas on the various ways […]
08
Nov
Nov
2020 Medicare Parts A & B Premiums and Deductibles On November 8, 2019, the Centers for Medicare & Medicaid Services (CMS) released the 2020 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. Medicare Part B Premiums/Deductibles Medicare Part B covers physician services, outpatient hospital services, certain home health services, […]
Medicare
Learn More about Medicare Advantage Plans Specifically Designed for the Needs of Military Veterans
06
Nov
Nov
Partial List of Plan Benefits Provided to Veterans: Part B Monthly Premium Rebates (up to $90) Worldwide Emergency Care Rewards for Healthy Living Fitness Membership Routine Vision PPO Dental Many veterans don’t even realize that they can take advantage of both Veterans benefits and Medicare to optimize their healthcare safety net. While you can use […]
Community
Covered California Releases Record Low Rate Change and New State Subsidies for the Individual Market in 2020
20
Oct
Oct
Covered California announced that the average rate change for the 2020 individual market will be 0.8 percent. This is dramatically lower than actual average increase over the past five years, 7.9 percent, and the lowest rate change since Covered California first began offering coverage in 2014. The rate change was driven lower due to two […]
Community
California Legislation to Require Individual Residents to Carry Health Insurance January 1, 2020
20
Oct
Oct
As a part of its 2019 budget legislation, the California legislature has passed an individual mandate under Assembly Bill 414. The California legislation would require all individuals who are California residents to carry minimum essential Health Insurance coverage for themselves, their spouses and their dependents for every month beginning on and after January 1, 2020. […]
19
Oct
Oct
MediExcel Health Plan is a California licensed, ACA compliant HMO, specializing in binational healthcare with care delivery in Mexico. Plans cover Emergency and Urgent Care services worldwide, including; Tijuana, Tecate, Mexicali, San Diego and Chula Vista. NEW Urgent Care Partnership with HEAL– members can have a licensed doctor come to their home or workplace in […]
16
Oct
Oct
Reaching age 65 is an important turning point, and there is a lot of confusion about healthcare reform, Medicare plans, and additional insurance options, but this is where we can help you. Our team of licensed and experienced insurance agents provide services that are designed to educate and prepare individuals for the Medicare program. For more than […]
29
Sep
Sep
UC San Diego Health just celebrated its first-year anniversary at the Rancho Bernardo location where you will find some of the best minds in medicine in your neighborhood. Experts treat patients of all ages, from newborns to seniors. And if you need a specialist, they treat adult complex conditions ranked among the nation’s best. You […]
29
Sep
Sep
What are the rules if you initially enroll in a Medicare Advantage Plan and then want to switch to a Medigap plan? Guarantee issue rights – sometimes called “Medigap protections” are rights you have in certain situations when insurance companies are required by law to sell or offer you a Medigap policy even if you […]