You have the opportunity to enroll in Medicare every year. However, nearly 7 out of 10 people fail to review their plans on a yearly basis, despite having access to […]
Original Medicare leaves some frustrating gaps – especially regarding prescription drugs. For years, the “donut hole” has been a dreaded phase in Medicare drug plans. It’s a coverage gap that […]
Here’s a reality you might be familiar with: nearly 98% of small businesses offering health insurance worry that the cost will become unsustainable in the next five to 10 years. […]
Insurance shouldn’t be a scary word – but many people find it overwhelming, especially as they approach later stages in life. For older employees, insurance needs begin to change, and […]
Here’s a situation to consider: If you were looking for advice on something related to your home, would you ask a neighbor or call a stranger across the country? Chances […]
A new midyear enrollee notification to Medicare Advantage policyholders reminding them about their plan’s unused supplemental benefits is coming. The new rule requires Medicare Advantage (MA) plans to engage in […]
Final Calendar Year 2025 Part D Redesign Program For the first time in Medicare’s history, the amount of money that beneficiaries enrolled in Part D drug plans will have to […]
The Postal Service Reform Act of 2022 (PSRA) Why is the government doing this? As with so many decisions, money is likely the driving force. In 2018, there were about […]
The Inflation Reduction Act of 2022 (IRA) provided for gradual improvements to Medicare Part D benefits beginning in 2023. In 2025 a $2,000 cap on out-of-pocket expenses for prescription drugs […]
Access to affordable and comprehensive healthcare is a vital concern for individuals and families. In California, Covered California and Medicare are two essential programs that play significant roles in addressing […]