Employee Benefits
What Are Voluntary Employee Benefits & How Are They Different From Core Benefits?
Employee benefits are the backbone of how businesses support their teams. They help employees stay [...]
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Employee Benefits
California Employee Benefits: What Do Employees Care About the Most?
Here’s a question for you to consider: Are your benefits working as hard as your [...]
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Insurance
6 Hallmarks of a Trustworthy Insurance Broker
Insurance is your safety net – but only if it’s set up right. The problem? [...]
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Insurance Medicare
Are Health Insurance Costs Going Up for California Employers? Here’s What You Need to Know
Rising health insurance costs are putting California employers in a tough spot. The bills keep [...]
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Insurance
Insurance Agent vs Broker: What’s the Difference?
When it comes to selecting insurance, who you work with matters. Simply put, whether you [...]
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Medicare
How to Avoid Medicare Scams and Fraud Increase During Open Enrollment
If there’s one time of year when scammers are ready to pounce, it’s during Medicare [...]
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Medicare
Why You Should Stay on Top of Changes to Your Medicare Coverage
Medicare coverage changes every year. Premiums go up, provider networks shift, and certain benefits disappear. [...]
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Medicare
How to Make the Medicare Open Enrollment Period Less Confusing
You have the opportunity to enroll in Medicare every year. However, nearly 7 out of [...]
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Medicare
What to Know About Medicare Advantage Plans 2025
Original Medicare leaves some frustrating gaps – especially regarding prescription drugs. For years, the “donut [...]
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Medicare
Health Plan Compliance Issues California Businesses Need to Consider
Here’s a reality you might be familiar with: nearly 98% of small businesses offering health [...]
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Insurance
Navigating Insurance During Changes Later in Life: What You Need to Know
Insurance shouldn’t be a scary word – but many people find it overwhelming, especially as [...]
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Insurance
8 Benefits of Working With a Local Insurance Broker
Here’s a situation to consider: If you were looking for advice on something related to [...]
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Medicare
Medicare 2025 – A new midyear enrollee notification to Medicare Advantage policyholders
A new midyear enrollee notification to Medicare Advantage policyholders reminding them about their plan’s unused [...]
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Medicare
Medicare Prescription Payment Plan 2025
Final Calendar Year 2025 Part D Redesign Program For the first time in Medicare’s history, [...]
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Medicare
Big Medicare Changes Coming for Postal Service Retirees in 2025. The Medicare Program Will Now Take on Postal Service Retirees.
The Postal Service Reform Act of 2022 (PSRA) Why is the government doing this? As [...]
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Medicare Small Business
Medicare Part D: Maintaining creditable coverage may prove difficult for some Employer Sponsored Plans in 2025 requiring beneficiaries to enroll in a stand-alone part D plan.
The Inflation Reduction Act of 2022 (IRA) provided for gradual improvements to Medicare Part D [...]
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Medicare
Covered California Health Care and the Benefits of Medicare: Ensuring Affordable and Comprehensive Healthcare
Access to affordable and comprehensive healthcare is a vital concern for individuals and families. In [...]
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Medicare
Finding the Best Medicare Center Near You: A Comprehensive Guide
Retirement is a significant milestone in life, signaling the transition into a new phase of [...]
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Medicare
The Power of Speaking with a Licensed Agent When Deciding Your Medicare Plan
Navigating the world of healthcare and insurance can be overwhelming, especially when it comes to [...]
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Medicare
The Benefits of Medicare: Ensuring Accessible Healthcare for All
Access to quality healthcare is a fundamental right for every individual, regardless of age or [...]
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Medicare
Big Changes Coming to Medicare Part D Plans in 2023 and Beyond!!!
Big Changes Coming to Medicare Part D Plans in 2023 and Beyond!!! On August 16, [...]
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Medicare
Part D 2023 Cost Sharing Updates
Medicare Part D Premium Will Decrease in 2023 The Centers for Medicare and Medicaid Services [...]
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Medicare
Protecting Seniors from Improper Medicare Marketing What You Need to Know
Medicare Communications and Marketing Guidelines (MCMG) Regulations: 42 C.F.R. §422, §423, and §417 Areas [...]
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Medicare
Medicare Part D Premium Will Increase in 2022
The Centers for Medicare and Medicaid Services (CMS) recently announced that the projected 2022 Medicare Part D monthly [...]
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Community
Covered California Releases Record Low Rate Change and New State Subsidies for the Individual Market in 2020
Covered California announced that the average rate change for the 2020 individual market will be [...]
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Medicare
Retirees eager to travel should check their Medicare coverage before hitting the road
With COVID Travel Restrictions easing up around the world in the coming weeks, the eager [...]
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Medicare
Medicare Benefits You Can Use From Home. Stay Safe!
SILVERSNEAKERS ZERO-COST STEPS KIT Don’t miss your workouts, [...]
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Community
Keeping you Informed, a COVID-19 update
On behalf of everyone at Terri Yurek Insurance Services, our hearts go out to all [...]
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Medicare
Proposed Changes to Medicare Advantage Plans in 2021
As President Elect of the San Diego Association of Health Underwriters (SDAHU), I feel a [...]
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Community
Helix Dental Special Offer
Dr. David Flamenco’s passion for dentistry began at the young age of 13 years old [...]
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Medicare
Why Medicare.gov Could Never Replace the Licensed Medicare Agent
In October 2019, Medicare redesigned their online Plan Finder tool claiming it was easier than [...]
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Community
Your Top Excuses for Not Using your Fitness Membership Make Yourself Stronger Than Your Excuses!
January 1, 2020: “This year is going to be my year” you said to yourself. [...]
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Medicare
2020 Higher Limits for Health FSAs; HSAs; 401Ks; COLA
On November 6, 2019 the Internal Revenue Service announced that the inflation-adjusted contribution limit for [...]
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Medicare
Battling the Rising Costs of the Medicare Part D Drug Program and 4-Strategies to Save Money
Medicare coverage for your health care needs is a magnificent program, yet medication costs can [...]
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Medicare
2020 Medicare Parts A & B Premiums and Deductibles
2020 Medicare Parts A & B Premiums and Deductibles On November 8, 2019, the Centers [...]
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Medicare
Learn More about Medicare Advantage Plans Specifically Designed for the Needs of Military Veterans
Partial List of Plan Benefits Provided to Veterans: Part B Monthly Premium Rebates (up to [...]
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Community
California Legislation to Require Individual Residents to Carry Health Insurance January 1, 2020
As a part of its 2019 budget legislation, the California legislature has passed an individual [...]
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Small Business
Binational Healthcare Benefit Plans for Employers in San Diego & Imperial County
MediExcel Health Plan is a California licensed, ACA compliant HMO, specializing in binational healthcare with [...]
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Medicare
When it comes to Medicare plans, you have Choices
Reaching age 65 is an important turning point, and there is a lot of confusion [...]
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Community
UC San Diego Health World-Class Care in Rancho Bernardo
Contact UC San Diego Health – Rancho Bernardo to find a provider or schedule an [...]
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Medicare
Medicare Advantage Trial Period – Enroll in a Medigap Plan with Guarantee Issue Rights
What are the rules if you initially enroll in a Medicare Advantage Plan and then [...]
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Medicare Small Business
California Dental Network – an Affordable Variety of Plans and Benefits
California Dental Network offers stable, competitively priced dental plans to individuals and families across state [...]
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Medicare
2020 Medicare Advantage Program launches NEW drastically improved plan benefits in Southern California
Medicare Advantage Program launches NEW 2020 plans with drastically improved benefits in Southern California. Enjoy [...]
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Medicare
Can Employers Provide Medicare Premium Reimbursement for Active Employees?
Active employer coverage means you are still actively working, not retired. When an employer has [...]
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Small Business
Can Employers Ask for a Doctor’s Note?
Generally, an employer can ask employees for a doctor’s note when they take time off [...]
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Medicare
Get more from your Medicare plan
We’ll show you how with a Medicare Plan. Like the people they cover, Medicare plans [...]
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Medicare
CMS Announces 2020 Medicare Part D Rate and Defined Benefit Coverage Parameters
Here are a few highlights of the defined standard Medicare Part D plan changes from [...]
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Medicare Small Business
Does Medicare make sense for seniors with employer health coverage?
Does Medicare make sense for seniors with employer health coverage? Large Group health insurance premiums [...]
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Carrier Updates
2019 changes to Blue Shield of CA health and wellness programs
2019 changes to Blue Shield of CA health and wellness programs All Blue Shield of [...]
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Small Business
Employers: Tell Congress that 40 Hours is Full Time
Employers: Tell Congress that 40 Hours is Full Time In May 2019, Senators Todd Young [...]
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