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Employee Benefits

Partnering with you for healthier, happier employees.

At Terri Yurek Insurance, we’re committed to supporting employees’ well-being and satisfaction. Our licenses allow us to sell and service contracts from multiple medical and ancillary plan insurers – which means we offer a range of employee benefit options.

Let’s find the build a competitive benefit portfolio for your company. Speak to one of our employee benefits insurance brokers today.

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Speak to a benefits advisor and streamline your plan administration today!

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Healthy Employees Are Happy Employees

Employee benefits play a crucial role in recruiting and retaining top talent for your organization. Research shows that 92% of employees consider employment benefits important for overall job satisfaction, retention, and productivity.

Our team is prepared to help you leverage your resources and offer the best possible benefits to your employees. We don’t just sell employee benefit plans – we also help manage and implement them to streamline your operations.

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Why Choose Us to Design Your Employee Benefits Program?

When you choose us to assist you in designing your benefits program, you can be sure we have your best interest at heart.

As your benefits broker, we handle the time-consuming task of researching, comparing, and administering benefits, allowing you to focus on other aspects of your business.

We help you leverage your resources and achieve your goals. Buying from a broker means you are buying a service, not just a product, so you can take advantage of our consulting and enrollment services without any extra fees or hassle. Let us manage and implement your business insurance benefits program so you don’t have to.

Our Comprehensive Employee Benefits Solutions

Hands-On Service

We will help you evaluate your needs, oversee your benefits selection, communicate compliance guidelines, and implement the employee enrollment process.

Simplicity

Select plans from leading carriers, automate deductions, and set up enrollment from one place. COBRA administration is simple, interactive, and easy to access.

Accessibility

Check employee coverage and elections anytime from our online platform or mobile app.

Value

We provide you with a premier HR resource, HR360. This leading suite of compliance tools is packaged in one easy-to-use platform.

Partnership

When you choose us, you get a team of professionals who are here with you in the long run. Our first responsibility is meeting the needs of our clients by maintaining high standards of service and clear communications. You’ll get more than a benefit plan; you’ll get a benefit partner.

Voluntary Benefits

Voluntary benefits refer to ancillary products such as dental, vision, life, disability, critical illness, and accident insurance that employers offer to their employees. Unlike core benefits like healthcare, these are typically paid for by employees through payroll deductions.

These benefits might be add-ons, but they can significantly enrich a comprehensive benefit portfolio by allowing customization to meet diverse employee needs. They play an essential role in managing escalating healthcare costs while offering attractive options that enhance financial security and peace of mind for employees.

Group-level rates negotiated by employers often provide more cost-effective coverage than employees could obtain individually. To learn more about our voluntary benefit services, reach out to the Terri Yurek team today.

How It Works

Implementing an employee benefits program involves several steps to ensure its success.

  • 1.  Define Your Goals

    • The first step is to craft clear goals for your benefits program. Whether you want to attract and retain talent, enhance job satisfaction, or boost employee morale, it’s important to understand the purpose of this program.

  • 2.   Set a Budget

    • Creating a realistic budget that balances financial constraints with legal compliance ensures your benefit offerings are sustainable. We’ll also help you understand state and national regulations to avoid penalties and maintain legal integrity.

  • 3. Research Competitors

    • Next, the Terri Yurek team will help you analyze your competitors’ benefit packages. This provides valuable insights into industry standards and helps us tailor your offerings to attract and retain talent effectively.

  • 4.  Identify Your Needs

    • Understanding your employees’ demographics and preferences is key to designing a benefits package that resonates. This may involve seeking employee feedback through surveys, which can illuminate gaps in your current offerings.

  • 5. Prioritize Benefits

    • At Terri Yurek, we help you distinguish between essential benefits and additional perks to prioritize your offerings. Common company priorities include healthcare coverage, retirement plans, wellness initiatives, and professional development opportunities.

  • 6. Communicate With Employees

    • Transparent communication about benefits demonstrates your company’s honesty, as well as the value of your offerings. The more you can involve employees in the design process, the more they’ll buy into and appreciate the benefits package.
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What Our Customers Are Saying

Frequently Asked Questions

Employee benefits encompass various offerings provided by employers to enhance job satisfaction, financial security, and overall well-being. These may include healthcare, retirement plans, paid time off, and additional perks like wellness programs and professional development opportunities.

Designing a competitive benefits package involves understanding market trends, aligning with employee needs through feedback, and offering a mix of core benefits and desirable perks. With our help, your company can tailor its employee benefits to support work-life balance and career growth, as well as attract and retain top talent.

Effective benefit programs can boost morale by showing employees they are valued, enhancing job satisfaction, and reducing financial stress. They contribute to a positive workplace culture and foster loyalty among team members.

Yes, voluntary benefits like life insurance, disability coverage, and critical illness plans provide additional financial protection beyond core benefits. They offer employees peace of mind by covering unexpected expenses and mitigating financial risks during challenging times.

Costs vary based on the types and extent of benefits offered. They include premiums, administrative expenses, and potential tax implications.

However, the long-term benefits of a well-designed employee benefits plan often outweigh the initial costs by improving employee retention and productivity. To learn what type of plan best suits your company’s budget, reach out to the Terri Yurek team today.

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* We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options 24 hours a day, 7 days week (except some federal holidays).