Medicare 2026: Big Changes You Can’t Ignore

New rules for Medicare Advantage & Part D could impact over 65 million Americans. Here’s what you need to know.

Coverage for Anti-Obesity Drugs

Part D may now cover medications for obesity, affecting over 40% of adults in the U.S.

Target: reduce weight & maintain results long-term.

Important: Overweight without obesity? Still not covered.

Faster Claim Approvals

MA plans overturn 80% of denied claims on appeal.

New rules cut red tape so you get care without the hassle.

Fair & Equitable Care With AI

AI tools are growing 20% per year in healthcare.

Rule: Must provide equal access for everyone, human or AI-assisted.

Mental Health Without Barriers

Coinsurance may drop from 50% to 0% for opioid treatment programs.

Other mental health services are capped at 20% coinsurance.

Goal: Better access and no financial hurdles.

Know Before You Enroll

CMS rejected over 1,500 misleading ads in 2023.

Agents must explain providers, prescriptions, premiums, & benefits.

You get accurate info to make smart Medicare choices.

Easy Access to Benefits

MA rebate dollars: $79 billion in 2026 to fund supplemental benefits.

Cards must be safe, transparent, and linked to covered items.

Backup options if cards don’t work, no gaps.

Need Guidance for 2026?

Don’t wait, review your plan before open enrollment. Know your coverage, costs, and benefits, and get guidance from Terri Yurek Insurance to make confident choices.