There’s a new way to pay, month-to-month instead of all at once.
Tap to see how it works ➜
The Medicare Prescription Payment Plan lets you
spread your drug costs across the year (Jan–Dec)
Instead of paying for everything at the pharmacy.
No interest. No fees. Voluntary enrollment.
You don’t pay at the pharmacy
When you join:
You get a monthly bill from your drug/health plan
Premium stays separate, billed normally
Perfect for easing those big upfront payments.
What you would’ve paid out-of-pocket
You’re billed based on:
Any remaining balance
Payments may change month to month, especially after new prescriptions.
Months left in the year
What you would’ve paid at the pharmacy anyway
You’ll never pay more than:
Even without the plan, the cap still applies!
The Part D annual cap ($2,100 in 2026)
You hit high drug costs early in the year
This plan may be great if:
(Start earlier in the year for more benefit!)
You want smaller monthly payments
Budgeting > paying large amounts upfront
Your annual drug costs are low
You may not benefit if:
You start late in the year (after Sept)
You already get Extra Help / Medicaid / SPAP / PAP
You prefer paying the pharmacy directly
We can guide you through enrollment & cost options.